Department of Business Administration

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Author: search.filters.author.Nungala Danjuma Usman

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    Profitability And Financial Sustainability Of Microfinance Banks In Nigeria
    (Fuw-International Journal of Management and Social Sciences., 2022-02-02) Nasamu Gambo; Rimamnde Rikwentishe; Nungala Danjuma Usman
    This study seeks to evaluate the profitability of microfinance banks operating in Nigeria as a precondition of financial sustainability. Profitable banks tend to maintain adequate capital, high deposit base, high liquidity status and high loan quality. Correlational research design was adopted for the study and balanced panel data was used. Financial sustainability microfinance banks were profiled on size, capital adequacy and liquidity status, deposit base and loan quality following a balanced panel design. Multiple regression was used to analyze the data collected. The study reveals low level of profitability and sustainability, and hence recommends that Government and Monetary authorities (CBN) should increase the capital requirements for the establishment of Microfinance Banks as the current requirements are inadequate; embark on effective monitoring of the activities of Microfinance Banks; and promulgate policies that will enhance transparency, proper accountability and competition in the sector to attract more credible investors.
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    Developing A Conceptual Framework On Entrepreneurial Capacity Building Strategies And Job Creation Among Rural Communities In Nigeria
    (ResearchGate, 2022-02-02) Nasamu Gambo; Rimamnde Rikwentishe; Nungala Danjuma Usman
    Entrepreneurship ability and capacity can be easily achieved through entrepreneurship education. it is a continuous training and development of entrepreneurial ability, capacity and skills that are relevant and whose comprehension and applicability enhances or enable the recipients to contribute meaningfully to the growth and development of the economy. This study employed a conceptual literature review to develop a conceptual framework on Community Entrepreneurial Capacity Building Strategies among Rural communities in Nigeria.