Research Articles in Business Administration

Permanent URI for this collectionhttps://repository.nileuniversity.edu.ng/handle/123456789/105

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Author: search.filters.author.Nasamu GamboSubject: search.filters.subject.Nigeria

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    Profitability And Financial Sustainability Of Microfinance Banks In Nigeria
    (Fuw-International Journal of Management and Social Sciences., 2022-02-02) Nasamu Gambo; Rimamnde Rikwentishe; Nungala Danjuma Usman
    This study seeks to evaluate the profitability of microfinance banks operating in Nigeria as a precondition of financial sustainability. Profitable banks tend to maintain adequate capital, high deposit base, high liquidity status and high loan quality. Correlational research design was adopted for the study and balanced panel data was used. Financial sustainability microfinance banks were profiled on size, capital adequacy and liquidity status, deposit base and loan quality following a balanced panel design. Multiple regression was used to analyze the data collected. The study reveals low level of profitability and sustainability, and hence recommends that Government and Monetary authorities (CBN) should increase the capital requirements for the establishment of Microfinance Banks as the current requirements are inadequate; embark on effective monitoring of the activities of Microfinance Banks; and promulgate policies that will enhance transparency, proper accountability and competition in the sector to attract more credible investors.
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    Factors affecting budget implementation for successful delivery of primary health care building facilities within Nigerian health sector
    (Taylor & Francis, 2019-02-02) Nasamu Gambo; Ibrahim Ibrahim Inuwa; Nuruddeen Usman; Ilias Said; U. S. Shuaibu
    ABSTRACT Several studies have attributed high maternal mortality and morbidity rates in rural areas of developing countries including Nigeria to poor budget performance in the provision of primary health care (PHC) facilities. Yet, very little studies focused on the effects of factors affecting budget implementation for the successful delivery of PHC building facilities in the rural areas of Nigeria. Thus, this study assesses the factors affecting budget implementation for successful delivery of PHC building facilities in northern Nigeria. A sample of 317 respondents from a population of 1777 project managers was administered questionnaires through stratified propor tionate random sampling technique. The survey attains 87% valid response rate. Data obtained were analyzed using warp5 PLS-SEM software. The results indicated low effects of factors affect ing budget implementation on the successful delivery of PHC building facilities in northern Nigeria. Similarly, linear relationships exist between budget implementation factors and success ful delivery of PHC building facilities. Moreover, the study provided criteria for assessing the effects of budget implementation factors affecting successful delivery of PHC building facilities in northern Nigeria and other developing countries that are facing similar problems. The study solicited for the improvement on the budget implementation of PHC sector through adequate budget and monitoring bases for mitigating maternal mortality and morbidity rates in the rural areas of developing countries through successful delivery of PHC building facilities.
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    Impact of Project Cost Control on the Financial Performance of the Nigerian Construction Industry
    (Scientific Research Publishing Inc., 2024-02-02) Abani Joseph Alu; Muritala Taiwo Adewale; Ogedengbe Frank Alaba; Nasamu Gambo; Nwoye May Ifeoma
    The success of any construction project largely depends on the ability to manage project costs effectively. However, cost control in the Nigerian construction industry is characterized by numerous issues such as inadequate planning, poor communication, lack of accountability, and corruption. This conceptual review aims to examine the current state of project cost control in the Nigerian construction industry, identify the key factors affecting cost control, and provide insights into possible solutions to these challenges. The Nigerian construction industry has been plagued with cost overruns, delays, and poor project performance, which have led to a significant waste of resources and financial loss. The findings of this review will be useful to stakeholders in the construction industry, including project managers, policymakers, and researchers, and will help to improve the cost management practices in the Nigerian construction industry. The study reveals that ineffective cost control strategies, poor project planning, and inadequate monitoring and control systems are major issues affecting project cost control in Nigeria. The review also highlights the need for a shift towards more proactive and integrated cost control approaches, as well as the adoption of emerging technologies in project cost control. Ultimately, this study provides valuable insights into the challenges faced by project managers in controlling project costs in the Nigerian construction industry and offers recommendations for improving project cost control practices.