Browsing by Author "Umaru Zubairu"

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Assessing the Impact of Entrepreneurship Education on the Entrepreneurial Intention of Nigerian Entrepreneurship Students
(Universitas Pendidikan Indonesia, 2019-02-02) Owoyemi Amuda; Umaru Zubairu; Bello Ibrahim; Maitala Faiza
This study investigated the impact of entrepreneurship education on the entrepreneurial intentions (EI) of students enrolled at the Department of Entrepreneurship and Business Studies located in the Federal University of Technology Minna, Nigeria. It employed a cross-section survey design using a questionnaire adapted from Turker & Selcuk (2009). A comparison of the mean EI scores of 82 final-year and 68 second year students revealed that there was no significant difference in entrepreneurial intentions between the two groups of students. This implied that the curriculum of the department needed to be revised, and that a policy of mandating entrepreneurship education at the university level was insufficient to address the alarming youth unemployment problem in Nigeria.
Impact of Capital Market Performance on Economic Growth in Developing Nations
(Scientific Research Publishing, 2022-02-02) Umar Bello; Umaru Zubairu; Abbas Umar Ibrahim
The recapitalisation of Nigerian banks improved capital market performance and economic growth. However, economic recessions led to a decline in capital market activities and economic growth. Therefore, this study assessed the influence of capital market performance on economic growth in developing countries for the period 2012 to 2022 using empirical evidence. The specific objective of the study was to examine the impact of market capitalisation on the real gross domestic product (GDP) in developing nations. Related and relevant literature was reviewed for the conceptual, theoretical, and empirical framework for the study. The study employed a qualitative approach using descriptive synthesis to evaluate the results of the impact of capital market performance on economic growth in developing countries using empirical evidence from 2012 to 2022. The analysis revealed that 30% of empirical results from the capital market and economic growth studies in developing nations are not consistent with the apriori expectation. The study concludes that using different variables and approaches for time series analysis produces inconsistent results in developing countries. The study recommended encouraging the financing of companies through domestic capital formation in both capital and money markets. There is also a need for harmonising the approach for consistency of findings in capital market research.
Serving The Poor Through Micro Insurance
(Journal of Business Paradigms, 2019-02-02) Jaafar Umar; Umaru Zubairu; Yakubu Mustapha; maitala Faiza; Bilkisu Abubakar; Muhammad Dokochi
Micro insurance is an approach to serve low-income earners who are quite vulnerable to various risks in the economy. As a result, this paper aimed to systematically review extant micro insurance research and make suggestions for further research based on identified gaps. The study adopted the Systematic Quantitative Assessment Techniques (SQAT) in identifying and analyzing 36 English peer-reviewed journal articles on micro insurance from nine high quality academic databases: Emerald, Elsevier, Springer, Sage, Taylor and Francis, Cambridge, Oxford, MIT and Wiley. The study revealed that most of the articles focused on micro health insurance as well as discussing the general prospects of micro insurance. Most of the articles were empirical in nature, with majority of the studies adopting no theoretical underpinning; the few articles that had theoretical foundations utilized the expected utility theory and prospects theory. A large number of the reviewed studies were conducted in Asia and Africa, whilst none were conducted in Australasia and South America, with surveys and interviews being the most prominent research methods. The significant contribution of this study is that it is a new addition to the micro insurance field, offering insights as to the context of extant micro insurance scholarship, as well as identifying research gaps for future researchers to explore.