Browsing by Author "Jaafar Umar"

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    Investigating the Impact of Entrepreneurial Infrastructure Deficit on Firm Growth
    (International Journal of Entrepreneurship and Business Development, 2019-02-02) Usman Baba Isah; Zubairu Umaru Mustapha; Mohammed Dokochi; Jaafar Umar; Maitala Faiza
    Purpose: This study therefore aims to investigate the impact of EI deficit on firm growth, focusing on the growth of SMEs in Nigeria. Design/methodology/approach: the methods of data collection adopted by the studies (interview, questionnaire and observation Findings: Empirical findings revealed that the availability of physical infrastructure (constant water supply and good road infrastructure) and the non-physical infrastructure (electricity, government policies/programmes, access to financial support services, incubation centers/platforms, business clusters and entrepreneurship training) improves productivity, profitability, sales, number of customers and consistent growth rate of SMEs. Research limitations/implications: This was done through a critical review of extant literature (peer reviewed journal articles) on EI which were obtained from reputable data bases and broken down into two basic components of infrastructure (physical and non-physical infrastructure). Practical implications: The study recommends that government should use fiscal policies to address the economic challenges of SMEs and also invest in the provision of EI facilities to facilitate the growth and development of SMEs in Nigeria
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    Serving The Poor Through Micro Insurance
    (Journal of Business Paradigms, 2019-02-02) Jaafar Umar; Umaru Zubairu; Yakubu Mustapha; maitala Faiza; Bilkisu Abubakar; Muhammad Dokochi
    Micro insurance is an approach to serve low-income earners who are quite vulnerable to various risks in the economy. As a result, this paper aimed to systematically review extant micro insurance research and make suggestions for further research based on identified gaps. The study adopted the Systematic Quantitative Assessment Techniques (SQAT) in identifying and analyzing 36 English peer-reviewed journal articles on micro insurance from nine high quality academic databases: Emerald, Elsevier, Springer, Sage, Taylor and Francis, Cambridge, Oxford, MIT and Wiley. The study revealed that most of the articles focused on micro health insurance as well as discussing the general prospects of micro insurance. Most of the articles were empirical in nature, with majority of the studies adopting no theoretical underpinning; the few articles that had theoretical foundations utilized the expected utility theory and prospects theory. A large number of the reviewed studies were conducted in Asia and Africa, whilst none were conducted in Australasia and South America, with surveys and interviews being the most prominent research methods. The significant contribution of this study is that it is a new addition to the micro insurance field, offering insights as to the context of extant micro insurance scholarship, as well as identifying research gaps for future researchers to explore.